Insurance FAQ

INVESTMENT Five new year’s financial resolutions and how to keep them.We all make resolutions in the excitement of a New Year, full of vigour and determination. Unfortunately, they can often fade as the demands and responsibilities of another year wears on. This year though, we can help you make some financial resolutions which are achievable, …

Here are the most common questions, and our responses that Nicola Jones Insurance gets from new and existing clients;   Do I really need risk insurance? Health Insurance: Although it may seem easy to adopt a standpoint of ‘it won’t happen to me’ as it relates to insurance, it is an unfortunate statistical fact that …

When it comes to money, many of us like to have things that are useful and valuable; a nice car to get around in, a home in a good street, a large TV to watch the game on or the latest smartphone and tablet… the list goes on. We also see the value in protecting …

Many of us have insurance policies, but not many of us know just how much we can get out of the policies we already have. What many people do not know is that there may be clauses in your policy that allow you to react to changes in your life to become better protected than …

Here are some facts around claims and policies which may help you navigating the tricky waters of insurance: 1. 16% of Life Insurance claims are paid out early for Terminal Illness. Some may be unaware that your life insurance can be paid out before the policy holder’s death in the event that they are diagnosed …

TRAUMA INSURANCE: Designed to relieve the financial hardship that can come with a big health shock. South African surgeon Marius Barnard went down in history as part of the team, led by his brother Christiaan, which performed the first human heart transplant operation in 1967. But he was also the creator of a kind of …

                      All New Zealanders want their families and financial health to be protected when their physical health lets them down. New Zealand enjoys an outstanding public health system, supported by ACC, but these schemes do have limitations. As the public system tries to cope with …

Andrea Macnee is frustrated with the long wait for breast reconstruction surgery. Photo / Christine O’Connor A Dunedin woman who had a mastectomy more than two years ago is ”unbelievably frustrated” with the scores of people waiting for breast reconstruction surgery at Dunedin Hospital. Andrea Macnee, 33, found a lump on her left breast in …

          As the calendar turns to New Year 2015, what resolutions should you make to get healthier and happier in the next 12 months? Here is what I recommend to my patients, family and friends. • Get health insurance. This is sometimes easier than before implementation of the Accountable Care Act …