If you suffer an accidental injury that stops you working or means that you can only work in a lower paying job, ACC will pay medical and rehabilitation costs as well as up to 80% of pre-injury income.
However ACC does not pay benefits if you cannot work because of illness or death from disease or degenerative conditions that weren’t caused by your work.
1 in 8 30 year old men die before age 65 and 1 in 12 30 year-old woman die before that age3
1 in 5 30-year old men and more than 1 in 10 30 year-old women will suffer a critical illness before age 654
In 2011 58,650 New Zealanders were living on a sickness benefit5.
141,500 New Zealanders between the ages of 15 and 44 and 285,500 between the ages of 45 and 64 report having a disability from a long-term condition or health problem lasting, or expected to last six months or more6.
The average period of claim for illness under New Zealand disability income insurance policies is 492 days7.
8,779 cases of cancer were registered in 2009 for people aged between ages 25 and 658.
3.3% of men and 1.9% of women between ages 55 and 64 had been diagnosed with a stroke during their lifetime9.
10.3% of men and 6.0% of women between ages 55 and 64 had been diagnosed with angina or had a heart attack that resulted in hospitalisation during their lifetime10.
For all references please see;